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Personal Finance Daily: Inflation hit rural, Hispanic, and Black people harder for one key reason and a four-day workweek is less stressful — and just as productive

Hi, MarketWatchers. Don’t miss these top stories.

Gates Foundation says it’s spending more than ever — while defending against criticism that it has ‘too much power and influence’

‘It’s true that between our dollars, voice, and convening power, we have access and influence that many others do not,’ the Gates Foundation CEO said. Read More

A four-day workweek is less stressful — and just as productive

A shorter week improves job satisfaction and doesn’t come at the cost of productivity, according to one study. Read More

Inflation hit rural, Hispanic, and Black people harder for one key reason

A series of blog posts from New York Fed researchers unveil changing disparities in inflation rates . Read More

IRS is creating a blueprint on how to spend $80 billion. Here are some early details on how these extra funds will change tax season.

Tax season kicks off January 23 and the IRS is hoping for a smoother experience. Read More

Mortgage demand soars 28% as rates dip slightly 

Mortgage applications rose 27.9% in the latest week, the Mortgage Bankers Association said. The average rate for a 30-year mortgage is 6.23% Read More

Paying off debt, or trying to save more and spend less? Consider these tactics.

Consumers are anxious about the coming year. Here are a few things you can do to help your finances. Read More

Used car values are dropping, here’s when forecasters expect prices to normalize

Wholesale used car prices fell almost 15% in 2022 from record highs. That’s pretty good news for those in the market for used car this year. Read More

How to avoid those annoying resort fees and the hotels that charge the worst ones

Whatever you call them—amenity fees, destination fees, facility fees or resort charges, these semi-hidden fees can end up being a huge travel expense. Read More

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